Host family benefits

Do host families get paid to host an exchange student?

The honest answer, program by program: stipends, tax deductions, and what to expect.

🔄 Verified: August 20, 2026

How much do host families get paid to host an exchange student?

Most U.S. host families who use classic J-1 academic-year exchange programs are volunteers: no salary, but you can typically claim a tax deduction of about $50 per month for each month you host, and the program covers the student's own insurance, spending money, and local coordinator support. Some longer-term F-1 and specialized programs do pay a monthly stipend to offset hosting costs. Au-pair programs are a separate model where the host family pays for live-in childcare.

Short answer: It depends on the program. Most classic academic-year (J-1) exchange programs are volunteer-based: you are not paid a salary, but you can usually claim a tax deduction of about $50 per month per student, and the program covers the student's insurance and gives you a local coordinator. Some longer-term and F-1 programs do pay a monthly stipend. Au-pair hosting is different (you pay for childcare). Here is how it breaks down.

The three ways hosting works financially

ModelWhat you getTypical programs
Volunteer + tax benefit~$50/month tax deduction; student's costs coveredMost J-1 academic-year programs
Monthly stipendA recurring payment to help with costsSome F-1 / long-term programs
You pay (au pair)You pay a fee; you receive live-in childcareAu-pair programs (different model)

Because the details vary a lot between organizations, the smartest move is to compare programs side by side before you commit. We do that for you, free.

Which exchange programs pay host families the most?

Programs that offer a monthly stipend provide the most direct financial benefit. Volunteer programs offer a tax deduction instead, which adds up over a semester or full year. The best option for your family depends on your location and which programs actively place students there. The match form below shows you what is available in your area.

Should you host for the money?

Most families do not host primarily for money: they do it for the cultural experience and the relationship. But hosting should not cost you your savings, and the tax benefits and support are real. The right program makes hosting comfortable and sustainable for your family. That is what the free match finds for you.

Become a host family in your state

Hosting is arranged locally, so the programs that place students near you vary by state. Start with your state, then fill out the free match form:

become a host family in Texas · become a host family in California · become a host family in Florida · become a host family in Ohio · become a host family in North Carolina · become a host family in Pennsylvania · see every state →

Frequently asked

Do you get paid to host a foreign exchange student?
With most academic-year J-1 programs you are a volunteer host (not salaried) but you can typically claim about a $50/month tax deduction per student, and the program covers the student's insurance and support. Some F-1 and long-term programs pay a monthly stipend. It varies by program, which is why comparing them before you commit matters.
How much do host families get paid per month?
Most J-1 volunteer programs do not pay a monthly cash amount, but hosts can typically claim a tax deduction of about $50 per month per student hosted. Some longer-term programs pay a monthly stipend to help offset costs. The exact benefit depends on the program type.
Which exchange programs pay host families the most?
Programs that offer monthly stipends provide the most direct payment, while volunteer programs offer tax benefits instead. The best-paying option for your family depends on your location and the program type. Get matched and we will show you the options serving your area.
Is hosting an exchange student expensive?
You provide meals and a bedroom (which can be shared), so your main added cost is food. Students bring their own spending money and insurance is covered by the program. Many families find the added cost modest, especially with the tax benefit.

Ready to find your best-fit program?

Tell us about your family once and we'll match you with the right exchange program, free.

Get matched free
Get matched free →