Short answer: It depends on the program. Most classic academic-year (J-1) exchange
programs are volunteer-based, you're not paid a salary, but you can usually claim a tax deduction of
about $50 per month per student, and the program covers the student's insurance and gives you a local coordinator.
Some longer-term and F-1 programs do pay a monthly stipend. Au-pair hosting is different again (you pay for
childcare). Here's how it breaks down.
The three ways hosting works financially
| Model | What you get | Typical programs |
|---|---|---|
| Volunteer + tax benefit | ~$50/month tax deduction; student's costs covered | Most J-1 academic-year programs |
| Monthly stipend | A recurring payment to help with costs | Some F-1 / long-term programs |
| You pay (au pair) | You pay a fee; you receive live-in childcare | Au-pair programs (different model) |
Because the details vary a lot between organizations, the smartest move is to compare programs side by side before you commit. We do that for you, free.
So should you host for the money?
Most families don't host primarily for money, they do it for the cultural experience and the relationship. But it also shouldn't cost you your savings, and the tax benefits and support are real. The right program makes hosting comfortable and sustainable for your family. That's exactly what we help you find.
Frequently asked
Do you get paid to host a foreign exchange student?
With most academic-year J-1 programs you're a volunteer host (not salaried) but you can typically claim about a $50/month tax deduction per student, and the program covers the student's insurance and support. Some F-1 and long-term programs pay a monthly stipend. It varies by program, which is why comparing them matters.
Which exchange programs pay host families the most?
Programs that offer monthly stipends provide the most direct payment, while volunteer programs offer tax benefits instead. The best-paying option for your family depends on your location and the program type. Get matched and we'll show you the options serving your area.
Is hosting an exchange student expensive?
You provide meals and a bedroom (which can be shared), so your main added cost is food. Students bring their own spending money and insurance is covered by the program. Many families find the added cost modest, especially with the tax benefit.
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